Guide for Starting a Personal Finance Blog

15-Minute Guide for Starting a Personal Finance Blog (And Make Money With It)

In this comprehensive guide, we'll walk you through the steps to kickstart your own personal finance blog in just 15 minutes. From choosing a niche to monetization strategies, we've got you covered for a successful blogging journey.

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase or sign up through my links, at no cost to you. Please read my disclaimer for more info.

Do you want a free, step-by-step beginner tutorial on how to launch a personal finance blog and generate money from it? Don’t look any further! 

Today you will learn how to build a personal finance blog, and you will have it entirely set up and ready to go in only 15 minutes. 

My life was transformed through blogging. I started my blog in November 2017 and have learnt SOOO MUCH, so I’d want to share my experience with you of creating a personal finance blog. 

Blogging enabled me to reflect on many aspects of my life, connect with fantastic like-minded people, and propel me to the next level. Blogging is something I cherish! 

Click here to launch a personal finance blog and follow the guide below for simple instructions. 

If you want to start a personal finance blog on the cheap, Bluehost hosting is the way to go! Bluehost is a fantastic host, and I’ve had nothing but positive experiences with them. 

You can create a profitable blog for as little as a few dollars each month. 

In this step-by-step instruction with images, this free guide will teach you precisely how to design the gorgeous blog that you desire!

How To Launch a Personal Finance Blog In 3 Simple Steps 

Starting a personal financial blog in 2022 is fantastic; no technical knowledge is required. I’ll guide you through everything, and you’ll have your own blog up and running in less than 15 minutes. 

In 2020, I generated thousands of dollars from my blog, which is a significant portion of my side hustle revenue. I want everyone to understand how fantastic blogging is. 

In addition, I will teach you all I’ve learned about blogging over the years. 

That’s beautiful, isn’t it? 

Let’s get started. 

Should You Start Your Own Personal Finance Blog? 

A blog, in a nutshell, is a website that centers on written material or blog posts. You can create a successful blog about anything! 

Blogging is one of the simplest businesses to set up and run, and it’s an excellent way to earn money online. You can work while on vacation in South America while sitting on your laptop (like I did). 

The best part is that you don’t need a college diploma, employment experience, or anything else to start a blog

Bloggers typically write from a personal standpoint, sharing their experiences in order to connect with their audience. People will want to connect with you and what you’re doing in order for you to be successful as a blogger. 

To be a good blogger, just one thing is absolutely necessary: a passion for whatever you’re writing about. 

If you write about topics that you are passionate about or are interested in, this will come out in your writing and will keep your readers engaged! 

Reasons to Launch a Personal Finance Blog 

If you’re still not sure if blogging is for you, consider the following:

  • Make money from home – blogging is incredibly inexpensive, and your blogs can generate income for months. Who doesn’t enjoy that? 
  • Share your experience – a blog provides you with a platform to share your experience to the rest of the world. Many people, like myself, create blog posts to help or encourage others, and it feels amazing! 
  • Find a good community – you create a blog article, and others comment and share their thoughts. It’s a terrific method to connect with people in your field of interest. You can learn from your readers and network with other bloggers who share your interests. 

The ideal time to start a blog was yesterday, the second-best time to start is now! The internet is exploding, which means your potential audience is expanding as well. 

There is no better time than now to start your blog! 

How can you get started with a blog? 

Let’s get started on all the steps! 

Step 1: Determine Your Personal Finance Blog Niche 

Let’s start with your niche: what type of personal finance blog do you want to create? 

There are several niches to pick from: 

  • Financial independence 
  • Retirement too soon 
  • Debt repayment 
  • creating additional revenue 
  • Passive income 
  • Investing in Side Businesses 
  • Frugality 
  • Minimalism 
  • Property investment 
  • Personal finance in general 

If it’s tough for you to choose something from the list, consider: 

  • Hobbies and interests – passions and passions are an excellent place to start. For instance, family, minimalism, or earning money. Anyone with an internet connection can read your blog, therefore even more specific niches are available! The only limit is your imagination! 
  • Anyone who has been in a certain circumstance can start personal financial blogs. For example, financial independence, real estate investment, or debt repayment. 
  • A lifestyle blog – is a personal blog about you. What goes through your head daily, what do you do or where do you go? This might all be tied to money. 

When deciding on a niche, choose something about which you are knowledgeable and like writing. 

Step 2: Choose a Blog Name 

After you’ve decided on a blog niche, we’ll move on to the more technical phase (YAY, I like this part!). 

You may now select a name for your blog, commonly known as a domain name. Your domain name, such as, is the name of your website. 

This can be both a pleasant and frustrating task. Many domain names already have extension.

Tips for Choosing a Good Domain Name:

  1. It should be brief (2-3 words)
  2. It should apply to the topic of your blog (niche) 
  3. It is ideally available in format, but will suffice! 
  4. If your domain name is already used, you can add short words such as ‘the’ or ‘a,’ or dashes between words. 
  5. Simply brainstorm some blog name suggestions, jot down at least ten of them, and then check NameCheap to see if they are available. 

When you find an available domain name, do not purchase it right away. Many hosting platforms provide free registration. 

PLUS, with the hosting provider I use, you can choose your domain name afterwards! 

This implies you’ll start your own blog with your own unique domain. Domains like “” or “” are unprofessional and should be avoided. They are free, but you have no control over their operation. 

Step 3: Choose Your Hosting 

We’ll now choose the hosting provider that will put your blog online. 

WordPress is always suggested for bloggers –, not 

Personally, I use a Bluehost-hosted WordPress blog. 60% of bloggers use WordPress to post their blogs, and Bluehost is a very popular hosting provider, hosting over 2 MILLION websites globally. 

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Because it is what I use personally, it is also what I recommend to others. So, we’ll concentrate on getting started with Bluehost in this guide. 

Bluehost is a low-cost alternative that is ideal for newbies. They provide 24/7 help and can install your website with a single click. 

Steps to quickly and easily set up your personal finance blog.

Get Started with Bluehost

Bluehost is presently offering a 70% discount on the basic plan, with a special price of $2.95 if you sign up using my link under the red button. 

3.1 Click Here to Go to Bluehost and Then Click The “Get Started” Button! 

Start a Blog using Bluehost

Continue with the simple steps below to completely set up your blog with Bluehost! When you purchase Bluehost web hosting, you will receive a FREE domain name (worth $15) for the first year. 

Start creating your blog: 

3.2 The plan you should pick

First and foremost, you must select a hosting package. 

The ‘Basic’ plan is the cheapest option. 

It’s all you need if you’re just starting off! The screen will appear somewhat like this; simply click the green “Choose” button and you’re done: 

How To Start A Financial Blog Bluehost

I have the Basic plan, which is sufficient for me. It is quite inexpensive. 

If you buy the basic plan now and decide to switch later, you can always do so by paying the difference. 

There’s no reason to sign up for items you don’t need! 

That’s all I’ve got; therefore, I’d advise you to uncheck all of Bluehost’s additional add-ons. 

Don’t forget: if you sign up through my link, you will receive your domain name for free if you buy their hosting plan, as well as free SSL Encryption for better Google ranking! 

This implies that Bluehost blog hosting will cost you roughly $59 per year, which is a fantastic price. 

3.3 Set Up Your Domain Name

Enter your domain name in the ‘new domain’ box on the left and click ‘next’ to begin the registration process. 

start a blog

No concerns if the domain name you’ve been considering is not available or if you’re unsure which domain name to choose. You may select a domain name later. 

This means you can ponder your domain name for a few days. 

Simply pick a free domain later – this box will display if you move your cursor to the top of the page as if you’re going to quit. 

3.4 Set Up a Bluehost Account 

Fill out your personal information and ensure you’re using a current email address. You can also link with Google to make things easier! 

3.5 Select Your Hosting Plan 

Bluehost allows you to pay for one, two, three, or five years in advance. Whichever choice you pick, it is a fantastic value! 

Which of the choices is the best value? 

I chose the 36-month plan since it provides the lowest monthly fee for the next three years. In addition, domain privacy! 

The point is, you could choose the alternative rate, but you’re getting a different bargain as a new client who might not stick around after that initial term. 

The 36-month bundle has the lowest monthly cost, and the price is locked in for the next three years. There are no surprises. 

Remember, you have the option to cancel at any moment! 

3.6 Which Package Extras Should I Select? 

I would simply leave the Domain Privacy Protection (first portion) checked and ignore the rest. That means no one can find your personal address, name, or information. 

I would absolutely do it for $1 each month. 

They include all you need to get your blog up and running in all packages: 

You’ll now see your totals for the last year(s) of hosting. 

Furthermore, there is a 30-day money-back guarantee if you change your mind. 

Awesome, you did it! I’m very proud of you! 

This is the first and most important step in starting a blog. 

Let’s keep optimizing and setting up your blog for success! 

Get Started With Bluehost Here

Bluehost is presently offering a 70% discount on the basic plan, with a special price of $2.95 if you sign up using my link under the red button. 

Click Here to Go Directly to Bluehost & Get Started if you haven’t already 

Step 4: Launch Your Blog

If you’ve completed steps 1 through 3, you’ve already set up your blog and web hosting

Here is some further information regarding hosting platforms you may be interested in: 

Platforms Hosted for Free 

It is quite tempting for many new bloggers to start on a free blog platform such as, Blogger, or Tumblr. 

I feel compelled to provide you with all the details. 

Any of those sites own your name and have complete control over your blog. They have their own set of restrictions and can place advertisements on your blog. 

That means they are profiting from your blog. 

If you are serious about beginning a blog, avoid using free blogging services. 

Are you serious in earning money from your blog, becoming more professional, and converting your blog into a business? Then you must pay for your hosting and own your website. 

You are the sole beneficiary. You can run adverts, sponsored content, affiliate links for businesses, and more. 

Self-Hosted Platforms 

If you sign up for a self-hosted platform, it means you have your own domain and complete control. 

You can choose whether to display advertisements on your platform, as well as the style of your website, giving you a lot more freedom! 

For self-hosted systems (also known as Content Management Systems or CMS), is the most popular. allows you to use your own hosting and name. 

When you choose our recommended hosting provider, you will just spend a few dollars a month for your own tiny internet space. In addition, you will receive a FREE domain name for the first year. 

The easiest way to make money blogging or simply have your own little part of the internet is to own your site. We guarantee that the monthly subscription will cost less than your typical coffee order! 

Try Bluehost if you are a new blogger who is eager to get started. Bluehost hosts over 2 MILLION websites worldwide. They offer this fantastic deal: 

  • Free domain name (worth $15) 
  • Money-back guarantee for 30 days 
  • You will receive a 70% discount on your hosting: $2.95 monthly 

Click Here To Get A 70% Discount With Bluehost

Start Your Bluehost Experience 

This guide will focus on setting up your blog with Bluehost hosting and WordPress blogging software. I suggest BlueHost because I use them and like their service because: 

  • You will register your blog name for free – that got me! ($15 value) 
  • You also get a free SSL certificate, which adds extra protection and improves your Google rating. 
  • They provide free, uncomplicated WordPress installation.  
  • They now host over 2 million websites and blogs. 
  • I’ve experienced 24-hour customer assistance (I had a problem with my website and it was fixed in 5 minutes!) 
  • You can start at just $2.95 per month, which is 50% off their standard pricing. 
  • If you are not happy, they provide a 30-day money-back guarantee. 

Bluehost is a leading web-hosting provider in 2022, and you can create your own blog for as little as $2.95 per month! If you sign up via my link, you will receive a free domain ($15 value). You also receive free SSL encryption, which helps you rank higher on Google. 

If you want to test it out, I recommend going with the 12-month hosting package. It’s inexpensive and allows you to test the water. If you want a better bargain, I recommend getting the 36-month plan, which is what I did. Your monthly fee is the lowest for the 36-month plan! 

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Get Started with Bluehost Here 

Bluehost is presently offering a 70% discount on the basic plan, with a special price of $2.95 if you sign up using my link under the red button. 


When you purchase your domain directly from Bluehost, the procedure is simplified. When you purchase 12 months of Bluehost web hosting, you will receive a free name for the first year. That will save you a lot of money! When you buy 12 months, the monthly price drops as well, so it’s a win-win situation! 

If you want to get the most bang for your buck, I recommend getting the 36-month plan. That is the finest long-term value for your money, and that is also how I began. 

If you sign up for Bluehost but have trouble figuring it out, please know that I’m always available on almost all social media networks or via email! You may get in touch with me via [email protected]. 

WordPress Installation 

When you first log into your Bluehost account, you can use the Bluehost setup wizard. 

Step 1: Access your Bluehost management panel. This is also known as your cPanel account. 

Step 2: Navigate to the Website section. Select Install WordPress. 

Step 3: Select the Install option. How To Start A Finance Blog

Step 4 – Select the domain name on which you wish to install WordPress (needs to be registered first) 

You can enter a subdirectory or leave the directory displayed to the left of the domain blank. I would recommend keeping it empty unless you wish to put your blog on a sub-domain, such as 

If you do this, you must still install WordPress on the primary domain; otherwise, your home page will be blank. 

Step 5 – Go to advanced settings and change your email address, username, and password. 

Step 6 – Read the licensing and service agreements, check the boxes, and then click Install Now. 

how to start a personal finance blog

You’ve just finished installing your WordPress site! 

Get Started With Bluehost Here

Bluehost is presently offering a 70% discount on the basic plan, with a special price of $2.95 for my readers who sign up using my link on the blue button. 

Step 5: Personalize Your Blog Backend Login

Navigate to (replace your blog with your domain name). If you don’t remember your login name or password, check the email Bluehost sent you. 

Changing the Look of Your Blog 

You’ve now signed into the WordPress administrator area, which is wonderful! You can make changes to your blog and customize the look to your taste. 

It’s helpful to plan out how you want your blog to appear ahead of time: 

  • What do you want your header to appear like? 
  • What colour would you choose for your blog? 

Blog layouts are referred to as ‘Themes’ in WordPress. Themes are the design of your blog; you may change it by clicking on ‘Appearance’ on the left side of the menu. 

You’ll see various themes already installed on your site, such as Twenty Seventeen, Twenty Nineteen, and so on. These are simple themes that are well-designed and have a minimalist appearance; they will most likely work for everybody. If you don’t have a certain design in mind, you may experiment with the Cenote theme and the Twenty Nineteen to see what you think! 

Installing a new theme is as simple as heading to ‘Appearance’ and clicking ‘Add New,’ which is marked in yellow in the image above. 

To activate the theme, click the Activate button. You can see your new blog in action by visiting it! 

Step 6: Installing Free WordPress Plugins 

You now have a domain name; pick a hosting provider, install WordPress on your website, and choose a theme. 

To make things easier, you can use plugins in WordPress. Instead of writing code yourself, you just install plugins that perform stuff for you. 

There are a few free plugins that are useful when creating a personal finance blog: 

  1. Yoast SEO – This plugin shows how well your content is written to rank in Google. The better you rank in Google, the more visitors you will receive. 
  2. Akismet –This is a free plugin that will prevent spammers from flooding your site with comments (they are many and persistent). 
  3. Shortpixel –This plugin reduces the size of your images, allowing your website to load faster. 

Step 7. Create Content and Market Your Blog 

You’re all set to go! 

You’ve picked a niche and a domain name, launched your blog, and configured your theme; now it’s time to generate content. 

This is the moment you’ve been looking forward to! 

I mean, it’s incredibly fantastic that your blog is all set up and ready for content. 

To create excellent content, you should: 

  1. Give your audience real value –This is perhaps the most important consideration. You want folks to return for more! You can do this by making your point in the introduction, expanding on it in the middle (delivering on what you promised), then summarizing in the end. 
  2. Make your content easy to read and assimilate – That means scannable, aesthetically interesting (a fancy way of saying: include photographs), and with ample white space. Don’t turn off your readers with paragraphs that are ten sentences length. 
  3. The user experience is critical – you can include adverts and pop-ups but never too many. Don’t go overboard. You are there to assist them! 

How To Promote Your Blog 

You now know what content will entice your readers to return for more. However, it is critical that visitors view your content first. 

You’ll be OK if you advertise your site and attract the correct individuals to read your stuff. 

You must understand that every interaction you have with your readers is a kind of promotion. You are doing it correctly if your material engages individuals. 

I’d like to provide you with a few simple recommendations for advertising your blog: 

  • Share your blog to websites – Submit your blog to, Bloglovin‘, Mix, or Pinterest. Many people are looking for material on such websites, and they will come across your blog. 
  • Get sociable – choose several social media channels that apply to your niche. Concentrate on one or two at a time before moving on. 
  • Take part in other blogs – reading other blogs is a terrific way to learn. When you comment on them, you will raise awareness of your website among their followers while also creating relationships with other bloggers.

8. How to Make Money Through Blogging 

It’s exciting to see your first readers visit your blog when you launch it and begin publishing information to the globe. 

I can remember the first comments on my website because I was so excited that people were reading and engaged with my material. 

You might think about monetizing your blog and generating money once you’ve put up some amazing content and built up some great relationships within the niche. 

Making Money Through Blogging 

  1. Put advertising on your site – for many niches, this is the simplest method to make money blogging. Bloggers are big fans of Google AdSense
  2. Apply for affiliate programs if someone hits your link and makes a purchase, you can earn a commission. I would only do this with things that you use and enjoy. Want to learn more about affiliate marketing? Read our complete step-by-step tutorial. 
  3. Write sponsored content – many marketers are seeking new clients, and a sponsored piece may help them discover them. They pay you in exchange for writing an article on their product or service.
  4. Sell your own products or services – Selling your own products or services is the way to go if you want to create a serious business rather than a side hustle. With plugins such as WooCommerce, you may incorporate a store into your blog.

Making money from your blog is now simple and enjoyable with these possibilities!